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How much can I contribute to an IRA?

Updated this week

IRA Contribution Limits

The maximum amount you can contribute to your Traditional and Roth IRAs for the year 2026 is:

  • $7,500 if you're younger than age 50

  • $8,600 if you're aged 50 or older

The maximum amount you can contribute to your Traditional and Roth IRAs for the year 2025 is:

  • $7,000 if you're younger than age 50

  • $8,000 if you're aged 50 or older

IRA Contributions for 2024 tax year can be made up to April 15, 2025.

The maximum amount you can contribute to your Traditional and Roth IRAs for the year 2024 is:

  • $7,000 if you're younger than age 50

  • $8,000 if you're aged 50 or older

IRA Contributions for 2023 tax year can be made up to April 15, 2024.

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